| Global Medical Insurance offers worldwide coverage to a wide
variety of international clientele, including expatriates,
international executives, diplomats, students, entertainers and
other international travelers.
Global Medical Insurance offers you the choice
of three plan options: Silver, Gold and Platinum. You also have
the opportunity to select a coverage area: worldwide or
worldwide excluding the U.S. and Canada. Simply choose the plan
option and coverage area that best fits your needs. Each one
offers a full range of benefits suited for individuals and
families, provides coverage 24 hours a day, and you have the
freedom to choose any doctor or hospital for treatment.
As part of the eligibility requirements for Global Medical
Insurance, U.S. citizens must reside abroad or plan to leave the
U.S. on their effective date and plan to reside abroad for at
least six of the next 12 months. Non-U.S. citizens may reside
anywhere, including their country of citizenship, although
certain eligibility restrictions may apply to non-U.S. citizens
residing in the U.S.
You also have the option of adding Global Term Life InsuranceSM
and Global Daily IndemnitySM to your Global Medical
Insurance coverage.
Global Term Life Insurance
* Global Term Life Insurance provides protection for your family
at the time of a traumatic loss and is available with no
additional underwriting. This coverage is available for a
standard annual premium of US$240 and includes an Accidental
Death and Dismemberment benefit.
Global Daily Indemnity
* Global Daily Indemnity pays you US$100 for each covered
overnight hospital stay other than those related to maternity.
Lifetime Eligibility
Lifetime medical coverage is available if you are enrolled in
the Global Medical Insurance plan by your 65th birthday and
maintain continuous coverage to age 75. Prior to your 75th
birthday you will receive a summary of benefits of a new plan,
Global Senior PlanŽ, and an enrollment form for coverage. There
is no additional medical underwriting. You simply need to review
the benefits, and complete and return the enrollment form with
your premium.
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